The advertised transaction is not a credit transaction. The advertised transaction is a rental-purchase agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement, depending on your state) with Partial. You will not own the merchandise until all payments are made or you exercise your early purchase option (“EPO”). Purchase option not available in MN, NJ, WI, WY. Not all customers will qualify. No security deposit required. The amount of payment due at lease origination, periodic payment amount and frequency, other charges, and total of periodic payments necessary to obtain ownership are based on lease amount of leased item(s). Final payment more in NC. Taxes and applicable fees may apply. Retail prices are subject to change. We may check past payment history, but no established FICO score or credit history is necessary. Approval not guaranteed. The customer may end the lease and return the phone at any time. Wireless service with the carrier is additional.